Wedding Gifts for Down Payment


Our team member Caryn Schuit’s wedding is right around the corner. We’re excited for her big day and know she’ll make a beautiful bride! Through her planning process, we’ve learned that traditional wedding registries are becoming outdated for couples who have been living together for a long time. Cash is king, however asking for cash isn’t always etiquette friendly. Thankfully, The Knot has created The Newlywed Fund, a digital cash registry that allows couples to ask for cash in a more meaningful way! Looking to pad your account for your down payment? The

Wedding Gifts for Down Payment2019-04-08T19:12:42+00:00

Harford County’s Hometown Heroes Program


On February 5, 2019, Harford County Executive, Barry Glassman announced the Hometown Heroes program for individuals employed full time by: Harford County Sheriff’s Office Harford County Public Schools Harford County Government Harford County Fire & EMS Foundation Harford County Fired & EMS Association This program will provide up to $5,000 to cover down payment and/or closing costs on a home purchase in Harford County, MD. As a local lender, we reached out to the Harford County Office of Community & Economic Development for further clarification: Question: Is this considered a grant? Answer: While

Harford County’s Hometown Heroes Program2019-04-08T13:31:26+00:00

Understanding Maryland Homeownership Programs


Our team has worked with many first-time homebuyers. We have found that limited down payment funds is one of the main drawbacks from making a home purchase. Is this a concern of yours? The Maryland Department of Housing and Community Development created the Maryland Mortgage Program (MMP) for potential homeowners like you! Stay with us as we explain the programs and initiatives that MMP offers to “make homeownership affordable.” MMP’s Programs: *SmartBuy 2.0: Do you have student loan debt that is bogging down your monthly budget? With this program, qualified borrowers will be provided

Understanding Maryland Homeownership Programs2019-04-08T12:55:33+00:00

Achieving Homeownership through your Tax Refund


It’s tax season! For those that that would love to buy a home this year, but haven’t been able to save a down payment, your tax refund could be your golden ticket. If you’re expecting a refund this year, let us show you how realistic homeownership this year could be! Save for down payment: One of the biggest barriers to a home purchase is the down payment. Many believe in the stigma: “a 20% down payment is required to purchase a home.” Luckily, that is not the case! Direct Mortgage Loans offers an array

Achieving Homeownership through your Tax Refund2019-04-08T12:57:54+00:00